HDFC Group companies continue to showcase resilience and steady financial performance as both HDFC Asset Management Company (AMC) and HDFC Life Insurance Company reported strong earnings for the fourth quarter and financial year ending March 31, 2025.
Starting with HDFC AMC, the asset management giant recorded an impressive 18% year-on-year (YoY) growth in its standalone net profit, which stood at Rs 638 crore for Q4FY25, compared to Rs 541 crore during the same quarter last year. The company’s revenue also witnessed a substantial boost, climbing 30% YoY to reach Rs 901 crore for the quarter, up from Rs 695 crore in Q4FY24.
However, the only soft patch in its numbers was seen in the company’s other income, which saw a 21% YoY decline and stood at Rs 123 crore for Q4FY25. Despite this, the firm’s strong operational growth compensated for the dip. On the expenditure front, the company reported an 11% YoY rise in total expenses, amounting to Rs 189.6 crore as compared to Rs 171 crore in the same quarter last year. HDFC AMC also declared and paid an interim dividend of Rs 70 per equity share (face value Rs 5 each) for the financial year 2023-24, highlighting its commitment to shareholder returns.
Moving to the market reaction — Shares of HDFC AMC closed 2% higher at ₹4,218 on Thursday, April 17, reflecting investor confidence in the company’s strong Q4 performance.
Switching over to HDFC Life Insurance, the company also posted an encouraging set of numbers. HDFC Life reported a 15% YoY jump in net profit, reaching Rs 475 crore for Q4FY25, up from Rs 411 crore during the corresponding period of the previous fiscal. The company's net premium income rose 16% YoY to Rs 23,842 crore in the March quarter, compared to Rs 20,533 crore in Q4FY24.
One of the standout highlights for HDFC Life was its strong individual Annual Premium Equivalent (APE) growth of 18%, which was supported by both an increase in the number of policies sold and a higher average ticket size. This growth was also fueled by the company’s well-balanced and diversified product mix. The insurer’s Assets Under Management (AUM) swelled to Rs 3,36,282 crore as of March 31, 2025, marking a solid 15% YoY growth — an indicator of its expanding scale and trust among policyholders. The company’s board has also recommended a final dividend of Rs 2.10 per equity share for FY2024-25, adding to investor cheer.
Both HDFC AMC and HDFC Life have once again underlined their strong market positioning with these robust financials, highlighting resilience in a competitive financial services environment. Their disciplined business approach, customer-centric strategies, and robust fundamentals continue to drive sustainable growth and investor confidence.
Despite the strong results, HDFC Life shares closed flat at ₹720 on Thursday, April 17, as the market seemed to have priced in the expectations ahead of the announcement.
Disclaimer: This article is intended for informational purposes only and should not be construed as financial advice or a recommendation to buy or sell any stock. The figures mentioned are based on publicly available financial reports as of April 2025. Investors are advised to consult with certified financial advisors and perform their own research before making any investment decisions, as market investments are subject to risks.
